Reliable Credit® has purchased retail installment contracts from approved dealers for more than 50 years. We purchase contracts for the purchase of retail goods and services such as automobiles, motorcycles, and recreational vehicles. We have never moved in and out of the contract financing market because of macroeconomic conditions and we don't plan to. So, for over 50 years, dealers have looked to us as a dependable financing source.

Instead of offering a "one size fits all" approach to contract buying, we listen to all our dealers' needs to employ buying programs designed to reasonably fit each dealer's financial goals. We offer non-recourse, limited recourse, and full recourse programs. And depending on value, we can buy contracts at par, at a discount, or at a premium.

Although we use a variety of technologies to help us underwrite buyer's creditworthiness and decide a contract's value, the final buying decision always rests with an experienced credit officer. This "human element" helps us to make sound, logical, and consistent credit decisions. Furthermore, our credit officers will provide service with a smile, with professionalism and in a manner consistent with how they wish to be treated.

For more information about our dealer buying programs please contact our branch nearest you or contact our Director of Marketing at 888-462-3003 or